Comprehensive Representation in Complex Financing Transactions
Our Commercial Lending practice is focused on managing the increasing complexity of financing structures driven by today’s rapidly evolving financial markets. We provide strategic legal counsel to clients involved in all aspects of commercial finance, helping them navigate regulatory frameworks, mitigate risk, and structure effective lending solutions tailored to their commercial objectives.
Counsel to Domestic and International Lenders
We advise and represent local, stateside, and foreign banks and financial institutions in a broad range of commercial financing transactions. Our experience includes asset-based and real estate-secured loans, cash-flow lending, floor plan and warehouse financing, institutional loans, structured finance, and loan workouts, among others. We also support lenders with Puerto Rico regulatory compliance, including assistance with mortgage loan licenses, credit card and retail installment plan licensing, and the review of advertising and marketing materials for compliance with applicable laws.
Support for Borrowers and Regulatory Navigation
In addition to lender-side representation, we regularly assist borrowers in negotiating and closing commercial and institutional financings, ensuring that loan terms align with their operational and financial strategies. Our team also guides clients through the local regulatory landscape, helping them understand licensing obligations, disclosure requirements, and other compliance considerations. By integrating our transactional and regulatory capabilities, we deliver practical, efficient support for both lenders and borrowers operating in Puerto Rico’s financial market.